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surat national cooperative bank limited has branches in 1 States

GUJARAT |

Bank’s Profile

A leading Co-operative Bank of Surat is going to completed four decades of its services to the people of Surat City/District. And it is said that “Real life starts after forty”. On 29th July, 1972 a seed of good and efficient Co-operative Bank was shown, which has grown in to a huge banyan tree. Our Bank carries with it an enviable heritage of 40 years. Established on the principles of “Socialism” (Samajwad), this Bank has served to the Society at large. The selfless devotion of the pioneers of this Bank with their lifeblood efforts inspired their successors- directors to dedicate themselves to continue selfless services to the society. Keeping in mind the values of self responsibilities, democracy and equality, all the past as well as present directors servicing with their boundless enthusiasm and courage, with their untiring zeal and patience, with their practical wisdom and sagacity in their untiring efforts in the cause of banking and to the services of the people of Surat and for their economic growth. This Bank was having the able-efficient pioneers leaders and Past Chairmen like Late Shri Jayantilal B. Chokhawala (The founder Chairman of this Bank and a leading personality of Surat City) and also like late Shri Vasantlal M. Dalal (The founder Vice Chairman of this Bank and thereafter became the Chairman, a leading-efficient, prominent lawyer-practicing on the Civil as well as Labour side, a think tank of “Samajwad”, always thinking of poor people and labourers who rendered his services for about 27 years to the Bank) and many others, led this Bank from venture to venture and changed fortunes of many people with their smiling faces from success to success.

This Bank is not only helping small investors and weaker section of society but also playing a vital part in the growth of the industry and commerce. This Bank was established with the motto to serve the people of Surat, on the basis of seven cardinal principles of “Co-operation”. It is established with 417 shareholders members with paid up share capital of Rs.98,000=00 and on the completion of the first year it was having  deposits of Rs.9,63,900=00 by 574 depositors and lending of Rs.5,94,700=00 to 113 members. Right from the 2nd year this Bank is giving the maximum ‘Dividends’ as provided under The Co-op. Act to its shareholder members regularly. Today at the end of 39th year, as on 31.03.2011 this Bank is having a total deposits of Rs.244.73 Crores and advances of Rs.149.49 Crores, with total working business of Rs.394.22 Crores. This Bank is having Net ‘Zero’ N.P.A. since last many years. It has also achieved a prizes from The Gujarat Urban Co-operative Banks Federation as the zero N.P.A. Bank. This Bank has achieved many targets and got many prizes and awards from Surat Jilla Sahkari Sangh and South Gujarat Co-op. Banks Association (SCOBA).

Today this Bank is rendering services to the people of Surat regarding all kinds of banking services. This Bank is having total 8 Branches having an efficient and most Co-operative Smiling Staff of 132 personnel.

This Bank is never involved in any scam. This Bank is not doing any Stock Market Business.

In this era of rising interest rate, we invite people and our valued customers as one of the attractive avenue for investment of their precious capital. Please find comfortable to deposit your valued funds in our Bank.

What is IFSC Code

IFSC is short for Indian Financial System Code and represents the 11 digit character that you can usually see on your bank’s cheque leaves, or other bank sponsored material. This 11 character code helps identify the individual bank branches that participate in the various online money transfer options like NEFT and RTGS.

How to find IFSC Code?

Ways to find IFSC codes

  1. IFSC code can be found on cheque leaf and bank passbook of the respective bank.
  2. Banks and respective branch list of IFSC codes can be obtained from Reserve Bank of India’s website.
  3. The IFSC code of a particular bank can also be found on the banks’ official website.

Benefits of IFSC Code

Benefits of IFSC Code are :

  1. Helps to identify a Bank and its respective branch
  2. Eliminates errors in the process of fund transfer
  3. Transfers done with IFSC such as NEFT, RTGS and IMPS are accurate

What is MICR Code

MICR or Magnetic Ink Character Recognition Code is a 9 digit code used for faster processing of cheques. MICR number is also unique for every bank branch, hence it helps in uniquely identifying the bank and branch participating in an Electronic Clearing System (ECS). MICR Code like IFSC is a combination of 3 essential components:

  1. The first 3 digits represent the city code.
  2. The middle 3 represent the particular bank code.
  3. The last 3 digits represent the specific branch code

Benefits of MICR Code

Benefits of MICR Codes are:

MICR code enables efficient, quick and error-free processing of cheques. This is possible with magnetic ink, reading machines and technology used in MICR.

Difference between IFSC and MICR code

Magnetic ink character recognition code (MICR) is a technology that enables faster processing of cheques by recognizing unique characters printed on the cheque. MICR  consists of a 9 digit code. The first three digits of the MICR code represent the city, the next three give the bank code and the last three digits denote the branch of the bank. Similar to an IFSC code, every branch of a bank has a specific MICR code. While IFSC is used for online fund transactions, MICR is used for cheques.

Let’s understand the difference between IFSC and MICR

IFSC Code

MICR Code

Used to facilitate electronic fund transfers between banks and individuals in India.

MICR code is to facilitate and make cheque processing more efficient.

IFSC is an 11 character alphanumeric code.

MICR is a 9-digit code.

The first four characters indicate the name of the bank.

The first three digits represent the city code where the bank branch is located.

Last 6 digits represent the bank branch location.

Last three digits indicate the code of the bank branch.

List of Bank

ABHYUDAYA COOPERATIVE BANK LIMITED

AHMEDABAD MERCANTILE COOPERATIVE BANK

AHMEDNAGAR MERCHANTS CO-OP BANK LTD

AIRTEL PAYMENTS BANK LIMITED

AKOLA JANATA COMMERCIAL COOPERATIVE BANK

ALLAHABAD BANK

ALMORA URBAN COOPERATIVE BANK LIMITED

AMBARNATH JAIHIND COOP BANK LTD AMBARNATH

ANDHRA BANK

ANDHRA PRADESH GRAMEENA VIKAS BANK

ANDHRA PRAGATHI GRAMEENA BANK

APNA SAHAKARI BANK LIMITED

AU SMALL FINANCE BANK LIMITED

AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED

AXIS BANK

B N P PARIBAS

BANDHAN BANK LIMITED

BANK OF AMERICA

BANK OF BAHARAIN AND KUWAIT BSC

BANK OF BARODA

BANK OF CEYLON

BANK OF INDIA

BANK OF MAHARASHTRA

BARCLAYS BANK

BASSEIN CATHOLIC COOPERATIVE BANK LIMITED

BHAGINI NIVEDITA SAHAKARI BANK LTD PUNE

BHARAT COOPERATIVE BANK MUMBAI LIMITED

CANARA BANK

CAPITAL SMALL FINANCE BANK LIMITED

CENTRAL BANK OF INDIA

CITI BANK

CITIZEN CREDIT COOPERATIVE BANK LIMITED

CITY UNION BANK LIMITED

COASTAL LOCAL AREA BANK LTD

CORPORATION BANK

CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK CALYON BANK

CREDIT SUISEE AG

CSB BANK LIMITED

CTBC BANK CO LTD

DBS BANK INDIA LIMITED

DCB BANK LIMITED

DENA BANK

DEOGIRI NAGARI SAHAKARI BANK LTD. AURANGABAD

DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION

DEUSTCHE BANK

DHANALAKSHMI BANK

DMK JAOLI BANK

DOHA BANK

DOMBIVLI NAGARI SAHAKARI BANK LIMITED

DURGAPUR STEEL PEOPLES CO-OPERATIVE BANK LTD

EMIRATES NBD BANK P J S C

EQUITAS SMALL FINANCE BANK LIMITED

ESAF SMALL FINANCE BANK LIMITED

EXPORT IMPORT BANK OF INDIA

FEDERAL BANK

FINCARE SMALL FINANCE BANK LTD

FINO PAYMENTS BANK

FIRST ABU DHABI BANK PJSC

FIRSTRAND BANK LIMITED

G P PARSIK BANK

GS Mahanagar Co-operative Bank Limited, Mumbai

HARYANA STATE COOPERATIVE BANK

HDFC BANK

HIMACHAL PRADESH STATE COOPERATIVE BANK LTD

HSBC BANK

ICICI BANK LIMITED

IDBI BANK

IDFC First Bank Ltd

IDUKKI DISTRICT CO OPERATIVE BANK LTD

INDIA POST PAYMENT BANK

INDIAN BANK

INDIAN OVERSEAS BANK

INDUSIND BANK

INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED

INDUSTRIAL BANK OF KOREA

Irinjalakuda Town Co-Operative Bank Ltd

JALGAON JANATA SAHAKARI BANK LIMITED

JAMMU AND KASHMIR BANK LIMITED

JANA SMALL FINANCE BANK LTD

JANAKALYAN SAHAKARI BANK LIMITED

JANASEVA SAHAKARI BANK BORIVLI LIMITED

JANASEVA SAHAKARI BANK LIMITED

JANATA SAHAKARI BANK LIMITED

JIO PAYMENTS BANK LIMITED

JP MORGAN BANK

KALLAPPANNA AWADE ICHALKARANJI JANATA SAHAKARI BANK LIMITED

KALUPUR COMMERCIAL COOPERATIVE BANK

KALYAN JANATA SAHAKARI BANK

KARNATAKA BANK LIMITED

KARNATAKA GRAMIN BANK

KARNATAKA VIKAS GRAMEENA BANK

KARUR VYSYA BANK

KEB Hana Bank

KERALA GRAMIN BANK

KOOKMIN BANK

KOTAK MAHINDRA BANK LIMITED

KOZHIKODE DISTRICT COOPERATIAVE BANK LTD

KRUNG THAI BANK PCL

LAXMI VILAS BANK

Maharashtra Gramin Bank

MAHARASHTRA STATE COOPERATIVE BANK

Mahesh Sahakari Bank Ltd Pune

MASHREQBANK PSC

MIZUHO BANK LTD

MODEL COOPERATIVE BANK LTD

MUFG BANK, LTD

NAGAR URBAN CO OPERATIVE BANK

NAGPUR NAGARIK SAHAKARI BANK LIMITED

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

NAV JEEVAN CO OP BANK LTD

NEW INDIA COOPERATIVE BANK LIMITED

NKGSB COOPERATIVE BANK LIMITED

NORTH EAST SMALL FINANCE BANK LIMITED

NSDL Payments Bank Limited

NUTAN NAGARIK SAHAKARI BANK LIMITED

ORIENTAL BANK OF COMMERCE

PAYTM PAYMENTS BANK LTD

PRIME COOPERATIVE BANK LIMITED

PT BANK MAYBANK INDONESIA TBK

PUNJAB AND SIND BANK

PUNJAB NATIONAL BANK

QATAR NATIONAL BANK SAQ

RABOBANK INTERNATIONAL

RAJARAMBAPU SAHAKARI BANK LIMITED

RAJARSHI SHAHU SAHAKARI BANK LTD PUNE

RAJASTHAN MARUDHARA GRAMIN BANK

RAJGURUNAGAR SAHAKARI BANK LIMITED

RAJKOT NAGRIK SAHAKARI BANK LIMITED

RBL Bank Limited

RESERVE BANK OF INDIA

SAHEBRAO DESHMUKH COOPERATIVE BANK LIMITED

SAMARTH SAHAKARI BANK LTD

SANT SOPANKAKA SAHAKARI BANK LTD

Saraspur Nagrik Co operative Bank Ltd Saraspur

SARASWAT COOPERATIVE BANK LIMITED

Satara Sahakari Bank Ltd

SBER BANK

SBM BANK INDIA LIMITED

SHIKSHAK SAHAKARI BANK LIMITED

SHINHAN BANK

SHIVALIK MERCANTILE CO OPERATIVE BANK LTD

SHRI CHHATRAPATI RAJASHRI SHAHU URBAN COOPERATIVE BANK LIMITED

Shri Veershaiv Co Op Bank Ltd

SIR M VISVESVARAYA CO OPERATIVE BANK LTD

SOCIETE GENERALE

SOLAPUR JANATA SAHAKARI BANK LIMITED

SOUTH INDIAN BANK

STANDARD CHARTERED BANK

STATE BANK OF INDIA

Suco Souharda Sahakari Bank Ltd

SUMITOMO MITSUI BANKING CORPORATION

SURAT NATIONAL COOPERATIVE BANK LIMITED

SURYODAY SMALL FINANCE BANK LIMITED

SUTEX COOPERATIVE BANK LIMITED

SYNDICATE BANK

TAMILNAD MERCANTILE BANK LIMITED

TELANGANA STATE COOP APEX BANK

TEXTILE TRADERS CO-OPERATIVE BANK LIMITED

THE A.P. MAHESH COOPERATIVE URBAN BANK LIMITED

The Ajara Urban Co op Bank Ltd Ajara

THE AKOLA DISTRICT CENTRAL COOPERATIVE BANK

THE ANDHRA PRADESH STATE COOPERATIVE BANK LIMITED

THE BANK OF NOVA SCOTIA

THE BARAMATI SAHAKARI BANK LTD

THE COSMOS CO OPERATIVE BANK LIMITED

THE DELHI STATE COOPERATIVE BANK LIMITED

THE GADCHIROLI DISTRICT CENTRAL COOPERATIVE BANK LIMITED

THE GREATER BOMBAY COOPERATIVE BANK LIMITED

THE GUJARAT STATE COOPERATIVE BANK LIMITED

THE HASTI COOP BANK LTD

THE JALGAON PEOPELS COOPERATIVE BANK LIMITED

THE KANGRA CENTRAL COOPERATIVE BANK LIMITED

THE KANGRA COOPERATIVE BANK LIMITED

THE KARAD URBAN COOPERATIVE BANK LIMITED

THE KARANATAKA STATE COOPERATIVE APEX BANK LIMITED

The Kerala State Co Operative Bank Ltd

THE KURMANCHAL NAGAR SAHAKARI BANK LIMITED

The Malkapur Urban Co Operative Bank Ltd Malkapur

THE MEHSANA URBAN COOPERATIVE BANK

THE MUMBAI DISTRICT CENTRAL COOPERATIVE BANK LIMITED

THE MUNICIPAL COOPERATIVE BANK LIMITED

The Muslim Co-operative Bank Ltd

THE NAINITAL BANK LIMITED

THE NASIK MERCHANTS COOPERATIVE BANK LIMITED

THE NAVNIRMAN CO-OPERATIVE BANK LIMITED

THE NILAMBUR CO OPERATIVE URBAN BANK LTD NILAMBUR

THE ODISHA STATE COOPERATIVE BANK LTD

THE PANDHARPUR URBAN CO OP. BANK LTD. PANDHARPUR

THE PUNJAB STATE COOPERATIVE BANK LTD

The Pusad Urban Cooperative Bank Ltd Pusad

THE RAJASTHAN STATE COOPERATIVE BANK LIMITED

THE SEVA VIKAS COOPERATIVE BANK LIMITED

THE SHAMRAO VITHAL COOPERATIVE BANK

THE SINDHUDURG DISTRICT CENTRAL COOP BANK LTD

THE SURAT DISTRICT COOPERATIVE BANK LIMITED

THE SURATH PEOPLES COOPERATIVE BANK LIMITED

THE TAMIL NADU STATE APEX COOPERATIVE BANK

THE THANE BHARAT SAHAKARI BANK LIMITED

THE THANE DISTRICT CENTRAL COOPERATIVE BANK LIMITED

THE UDAIPUR URBAN CO OPERATIVE BANK LTD

THE URBAN CO OPERATIVE BANK Ltd No ONE SEVEN FIVE EIGHT PERINTHALMANNA

THE VARACHHA COOPERATIVE BANK LIMITED

The Vijay Co Operative Bank Limited

THE VISHWESHWAR SAHAKARI BANK LIMITED

THE WEST BENGAL STATE COOPERATIVE BANK

THE ZOROASTRIAN COOPERATIVE BANK LIMITED

THRISSUR DISTRICT CO-OPERATIVE BANK LTD

TJSB SAHAKARI BANK LTD

TUMKUR GRAIN MERCHANTS COOPERATIVE BANK LIMITED

UCO BANK

Ujjivan Small Finance Bank Limited

UNION BANK OF INDIA

UNITED BANK OF INDIA

UNITED OVERSEAS BANK LIMITED

UTKARSH SMALL FINANCE BANK

UTTAR PRADESH COOPERATIVE BANK LTD

VASAI JANATA SAHAKARI BANK LTD

VASAI VIKAS SAHAKARI BANK LIMITED

VIJAYA BANK

WOORI BANK

YES BANK

ZILA SAHAKRI BANK LIMITED GHAZIABAD